Auto Insurance

At Minuteman Insurance, our vehicle insurance specialists will pave your way to better coverage at lower costs. We cut through all the insurance jargon, complex policy limits, and coverage options to find you the best policy available.

New Hampshire Car Insurance Discounts

Woman wearing a yellow shirt in a car

Looking for ways to reduce your car insurance premiums? Although car insurance minimum limits are dictated by New Hampshire state law, a variety of factors can influence your car insurance rates.

Depending on what your coverage needs are, your insurance carrier may offer the following discounts:

Safe Driver Discount

If you have 3 or more years of safe driving, without any tickets and you haven’t caused an accident, you could qualify for substantial savings on your vehicle insurance.

Vehicle Safety Feature Discount

Some insurance carriers offer lower auto insurance rates if your vehicle has safety features such as airbags or anti-theft devices like car alarms.

Multiple Vehicle Discounts

Insuring more than one vehicle with a carrier can provide a substantial discount on your New Hampshire auto insurance. Talk with one of our agents about the savings you could qualify for when insuring your more than one car, SUV or truck.

Good Student Discounts

If your high-school or college student is insured under your policy and they’re on the honor roll, you might be able to benefit from a good student discount.  

At Minuteman Insurance, our licensed insurance agents compare numerous auto insurance policies to find discounts on insurance for your auto, truck, van, motorcycle, recreational vehicles or boat.

New Hampshire Auto Insurance Coverage

In New Hampshire, minimum auto insurance coverage consists of Liability coverage, Medical Payments, and Uninsured Motorist coverage.

  • Liability coverage pays for the property damage and medical expenses of others in an accident where you are considered at fault. The minimum requirement is $25,000 for bodily injury per person, $50,000 per accident, and  $25,000 for property damage.
  • Medical Payments coverage is for medical expenses you have, the minimum required by state law is $1000.
  • An Uninsured Motorist policy covers property damage and bodily injury to you that is caused by an uninsured driver.

Of course, many drivers choose higher amounts of coverage along with additional options such as Comprehensive Coverage, Roadside Assistance or policies that include car rental reimbursement when your vehicle is in the shop for repairs. And if you need to protect a classic car, we also offer collector car insurance crafted just for you.

If you’d like to extend coverage for your personal vehicle or reduce your insurance rates, talk with one of our local New Hampshire insurance agents.

Why choose Minuteman for your New Hampshire vehicle insurance needs?

Rates to Help You Save Money

Our local New Hampshire agents compare insurance providers to find the most reasonably priced coverage for your vehicles. In addition to Merrimack, our licensed insurance agents also serve all areas of New Hampshire.


Minuteman Insurance reviews your policy each year, to find you the best auto insurance coverage at the best price specific to you.
Obtain a competitive New Hampshire car insurance quote by talking with one of our friendly and knowledgeable insurance specialists today.


Years of Service


Businesses Protected


Customer Service

man in a suit pointing to the right

Get a Free Quote!

Fill out this form for Commercial Quotes - OR - CLICK HERE for a Personal Quote.