Homeowners Insurance

We can never be certain what is around the corner. So when the unexpected happens to your home, Minuteman’s Homeowners Insurance pays for vital repairs and helps cover all those additional costs and living expenses. If your home is affected by fire, storms, or theft, our policies have you protected. Get Minuteman Homeowners Insurance for your peace of mind.

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What does Homeowners Insurance cover?

It doesn’t have to be a catastrophe—even slight damage to your property or its contents can be protected. And if the worst happens, we are there to help you through all of it. In addition to protecting the structure of your home, we cover clothes, furniture, jewelry, precious objects, and electronic gadgets. No matter what you own, we can create a personalized policy to protect everything in your home should the worse come to pass. If you are unable to stay at home then our policies will cover your living expenses as well – so you don’t need to worry about hotel bills while your home is repaired.

Do you need Homeowners Insurance coverage?

There is no legal obligation to purchase Homeowners Insurance. However, most mortgage lenders are risk-averse and often require those with mortgages to purchase homeowners insurance in the case of a natural disaster or other problem.

In addition, co-operatively owned homes usually require condo insurance – but always check the specifics as necessity does vary.

What isn’t covered by a Homeowners Insurance policy?

We cannot protect you from all eventualities, and protection from acts of God like earthquakes, flood, nuclear accident, and war, require a more specific hazard insurance policy. Depending on where you live, flood Insurance may be compulsory. Floods caused by broken pipes are not covered, so you may want to think about a separate policy just in case.

Why choose Minuteman for your Homeowners Insurance needs?

You work with local trusted insurance advisors

Our agents work with you to create a personalized policy that meets your budgets and covers everything of importance to you. 

You get cost-effective coverage

Our licensed personal insurance specialists compare insurance providers to find the most economical coverage for your home.

Our claims specialists are on the ball

If you ever do need to file a claim, our individualized attention and knowledgeable claims specialists will help you obtain your payouts faster—and be there for you in your hour of need. If your claim is initially rejected we are on your side.

Contact us for the peace of mind of a homeowners insurance coverage quote by talking with one of our fully trained, friendly, and knowledgeable agents today.


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