Staying Safe on the Road: Auto Insurance Tips for New England Drivers
New England’s roads are known for their scenic beauty, but they can also present unique challenges for drivers. From navigating spring showers to handling the abrupt arrival of winter, staying safe behind the wheel requires year-round awareness. This blog post offers tips for both personal and commercial drivers in New England, along with auto insurance considerations to ensure you’re properly covered.
Seasonal Savvy: Spring and Summer Driving
- Spring Showers Bring Slick Roads: Spring often means unpredictable weather. Be mindful of lingering rain that can make roads slick, especially during the morning commute. Increase following distances and avoid sudden stops.
- Pothole Patrol: Winter takes its toll on roadways, leaving behind potholes. Be alert for these hazards and steer clear when possible. Report significant potholes to local authorities.
- Sun’s Glare: The sun’s position can be a problem in spring and summer. Keep a good pair of sunglasses handy and consider a sun visor extension for extra protection.
Keeping Your Ride Protected: Auto Insurance Must-Haves
- Required Coverage: In New England, all drivers must carry liability insurance (minimums vary by state). This covers bodily injury and property damage to others in the event of an accident you cause.
- Collision and Comprehensive: Consider adding collision coverage for damage to your own vehicle caused by an accident and comprehensive coverage for damage from non-collision incidents like theft, vandalism, or weather events.
- Uninsured/Underinsured Motorist: This protects you if the driver who hits you doesn’t have insurance or doesn’ t have enough coverage to pay for all your damages.
Commercial Auto Insurance: Keeping Your Business on the Road
If you operate a business that relies on vehicles, commercial auto insurance is essential. It covers liability, collision, and comprehensive for your commercial vehicles, as well as additional coverages like:
- Medical Payments: Pays for medical expenses for you and your passengers in the event of an accident.
- Non-Trucking Liability: Protects your business if your vehicle is involved in an accident while not making deliveries or performing other business functions.
Partnering for Peace of Mind: Slawsby Insurance
At Slawsby Insurance, we understand the unique needs of New England drivers. Our experienced agents can help you navigate the complexities of auto insurance and tailor a policy that provides the right coverage for your personal or commercial needs.
Contact Slawsby Insurance today for a free quote and experience the difference personalized service can make. Let’s work together to keep you safe on the road, year-round.
