So you know that you're covered, no matter what

If you are facing a lawsuit of any kind, Umbrella Insurance can step up to cover legal and liability costs.

Key Benefits:

• It extends additional liability limits when the underlying policies are depleted by the claims
• It can provide additional protection against claims that aren’t specifically covered in underlying policies

Umbrella insurance can be written in two forms:

• A follow form excess policy which provides a limit of insurance which is excess over your primary policies.  For example, a 1 million excess liability policy over your homeowners liability limit of 500,000 provides 1.5 million in coverage according to the conditions and exclusions of the underlying policy
• An umbrella form policy which can provide or restrict coverage for certain situations the primary policy does or does not cover.  For example, an umbrella policy may provide automobile liability coverage while driving in Mexico, where the automobile policy does not