Jewelry Insurance

We offer insurance for all jewelry that you value, including watches and smart jewelry. You’ll be sheltered against loss, theft, or damage costs.  Did you know that jewelry which is not individually scheduled on your policy is not covered for disappearance or loss unless it is a reported theft?  If a stone falls out of a setting, it is not covered unless it is scheduled on your policy.  Homeowner policies do cover limited amounts of jewelry in the event of a fire or a covered cause of loss under the homeowner policy, but may typical kinds of loss are not covered.

Unexpected Loss—Losing jewelry is stressful, and sometimes you don’t even know where you lost it—it might have just slipped off in the sink. Minuteman’s premier policy covers the unexpected loss or disappearance of jewelry.

Theft—If you are unlucky enough to have your jewelry stolen, Minuteman is there for you. Your cherished objects are covered against theft, to diminish your sense of loss when the worst happens.  Even if the jewelry disappears under mysterious circumstances, if it is scheduled it will be covered.

Accidental Damage—Jewelry can be so vulnerable. It is so easy to trip or fall and damage a watch or chip a stone in the wedding ring. When accidents happen, you’re covered for the costs of the repair.